/b/ - Random

By investing and saving money. Try to get into a good bank with good returns, open up a Roth IRA, maybe invest in the stock market in general S&P500, not in specific companies. I guess find every way possible to save money for the future. As for the present, look/wait for sales and always read the fine print

Only spend money on food and provisions and don't cooonsume shit

Live with parents and work on not pissing them off. I can quietly fuck my bf at home and they don't really care. Max out 401k (22k a year?), and put the rest of the money in certificate of deposits. The rate on cds has exploded in the last year, i'm getting around 3-4% but they all have different lengths of 3 months to 5 years. I buy little things on amazon to keep me sane like stationary, korean skincare, ect. Then keep a buffer of a few thousand if you ever have an emergency.

>>229501
if you're paycheck to paycheck, this.